COMMERCIAL MORTGAGES

NO INCOME

NO ASSET VERIFICATION

PURCHASE OR REFINANCE UP TO $1,000,000 WITH A
COMMERCIAL REAL ESTATE LOAN

Our loan programs are tailored for real estate investors, the self-employed or the credit impaired borrower and the people who don't fit the traditional lending or agency/bank guidelines. Our mission is to provide financing that offers the borrower convenience and confidence that other lenders cannot deliver.

Our products and programs are a unique blend of simplified underwriting and creative loan structuring. All of our commercial loans are STATED INCOME/STATED ASSET with limited documentation required. With this type of lending we are able to structure transactions quicker by eliminating typical borrowing issues and hassles and close more loans faster than anyone in the industry.

BENEFITS INCLUDE:

Funding loans from $100,000 to $1,000,000
Natural persons, Corporations, Sole Proprietorships, LLC’s and Trusts
Fully amortized 15 - 20 year loans
Fixed or Adjustable Rates
No Income Verification
No Asset Verification
A, B and C credits
24-48 Hour Pre - Approval
Seller Seconds
Gifts of Equity
No IRS 4506 Requirements
No Employment Seasoning
No Balloon Payments
No Application Fees
No Business Plan Required
As Little As 10% Down With Seller Second Mortgage
Cash Out Up to 75% of the Appraised Value
No Restrictions on Number of Properties Purchased
Simple Application Process
Available in all 50 States

WE WILL FINANCE THE FOLLOWING TYPES:

CRITERIA:

Who is the best candidate for Stated Income / Stated Asset Financing

Borrowers who are looking for financing on an income producing or commercial property, but who can’t qualify for traditional financing because they prefer not to show verifiable income or assets., Such as:

• Applicants without sufficient credit history
• Borrowers who want to limit their investment to as little as 10% down payment. (Commercial Financial Solutions allows CLTV’s up to 90%)
• Business owners who desire to take cash out of their property
• Entrepreneurs and self-employed people wanting to purchase a location for their business

TERMS: Up to 20 Year Amortization                      RATES: Fixed or Adjustable

For approved loan amounts, loan to value ratios and interest rates will vary based on credit and property type. Our goal is to secure you the best LTV and interest rate possible with limited documentation. An Appraisal is required after pre- approval. Points are paid at closing. IF NOT APPROVED, NO Fee is due.

Commercial Loans over $1,000,000 are available but require additional documentation.

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